Insurance & Planning
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About Us
Established in Newport in 1869 to help local people build homes, we now help people across Wales and England buy properties and save for their future.
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Buy-To-Let
Mortgages to finance your investment property.

House Purchase Loans

Spotted a great rental opportunity? Our Buy-to-Let House Purchase products can help make it yours. First time landlords considered.

Buy-To-Let Remortgage

Our Buy-to-Let Remortgage products could save you money, helping you maximise profit.  

Holiday Let Mortgages

If you’re investing in a holiday rental, take a look at our mortgage products designed for holiday lets.

Buy-to-Let Calculator

Use our Buy-to-Let Mortgage Calculator to find out how much rental income you'll need.

Buy-To-Let Mortgage Rates

All our mortgages move onto our Standard Variable Rate after the initial rate period. Our Standard Variable Rate is currently 5.24%.  If our Standard Variable Rate changes, your monthly repayments could go up or down.

Please note that the mortgage products listed below are Buy-to-Let only, and cannot be used for Residential or Holiday Let properties.

Buy-To-Let House Purchase Mortgages

2 Year Discount Rate - Buy-To-Let Mortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
1.95% 4.7% APRC 75% £999 - More details
2 Year Fixed Rate - Buy-To-Let Mortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
1.83% 4.9% APRC 75% £1,495

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More details

Buy-To-Let Remortgage Rates

2 Year Discount Rate - Buy-To-Let Mortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
2.00% 4.8% APRC 75% £999

Free valuation

Assisted legal fees

£250 cashback

More details
2.20% 4.7% APRC 75% -

Free valuation

Assisted legal fees

£250 cashback

More details
5 Year Fixed Rate - Buy-To-Let Mortgages
Initial interest rate % Overall cost for comparison Maximum loan to value Product fee Additional Features  
2.88% 4.3% APRC 75% £999

Free valuation fee

Assisted legal fees

More details

Most Buy-to-Let Mortgages (investment type property loans) are not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.

IF YOU FAIL TO KEEP UP WITH PAYMENTS ON YOUR MORTGAGE A ‘RECEIVER OF RENT’ MAY BE APPOINTED AND/OR YOUR RENTAL PROPERTY MAY BE REPOSSESSED.